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Renewing Your Association’s Insurance Policies
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One of the most complex issues faced by HOA boards of directors is securing appropriate insurance coverage for the association. A number of factors go into determining what types of policies are needed, what can and should be covered by those policies, the amount of coverage needed and how to obtain the best rates possible. In addition, d...
When Your Association Should Consider a Buydown Policy
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Insurance coverage is one of the many important aspects of managing and protecting community assets that HOA boards of directors must keep in mind. If associations are faced with large deductibles, one option to consider is a buydown deductible policy. Buydown insurance policies can sometimes prove to be a great benefit to homeowner&rsquo...
Crunching Numbers: What Goes Into a Community Association’s Budget?
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Budgets are crucial to a community association’s financial operation. Just like for-profit businesses, association boards should work diligently to develop annual budgets that estimate revenue and expenses for the upcoming fiscal year. A properly drafted budget can help prevent reduced services, deteriorating property, or special as...
Maintenance, Repair and Replacement in HOAs & Condos (Including Hurricane and Casualty)
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Prior to Hurricane Dorian our firm again sent out emergency contact information (emails and cell phone numbers) for all our community association attorneys. The thought behind doing this before significant storms is that in the event of HOA or condo damage, immediate advice may be needed on who is responsible for making and/or paying for ...
Hurricane Season: How to Ensure You're Prepared
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As many of you know, the Atlantic Hurricane Season officially began June 1st. Though the southeast region of the US doesn’t typically see the peak of storm activity until a bit later in the season (it doesn’t officially end until November 30th), we want to go ahead and share some tips and other information to help you prepare ...
Protecting Your Home from Floods
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The concept of flood zones has been changing as more areas which historically haven’t flooded have begun seeing more instances of water intrusion whether it be from rain, nearby bodies of water or a combination of both. There are more than 20,000 communities in the United States which have been placed into a category of flood zones ...
Lessons From Hurricane Florence
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Many in the Carolinas are still catching their breath after Hurricane Florence, even as we enter into another season of hurricane preparedness. Here at CAMS, we’re taking what we’ve learned and adding it to our playbook containing 30 years of best practices in professional community association management -- what to do, a...
Keeping Your Association’s Money Safe
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Every board of directors of a property or community association has a lot of duties to perform – from ensuring guidelines are met and enforced to fielding casual concerns from neighbors.But perhaps the most important responsibility you have as a board member has is to protect the association’s funds. Given that you have b...
Being A Member Of CAI Has Its Benefits
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 If you serve on the board of your association, we applaud your time and dedication to being an active part of your community. Being on the board can be rewarding as a voice and representative of homeowners within your community, but it also can be overwhelming when it’s time to look at the fiscal year budget spreadsheet a...
Community Association Roles
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A community association is truly just that – a group comprised of representatives of the  entire community with the community’s best interest in mind. It’s a simple but important distinction, since opinion on the specific role of a community association can vary. There are three forms of management:Volunteer or ...

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